Debt Validation

Unsecured Debt

Unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralize by a lien on specific assets of the borrower. This type of debt does not have specific property- like your house or car- serving as collateral for payment of the debt. A secure debt, on the other hand, has a piece of property serving as collateral for the debt.

OVERVIEW

Creditor Harassment

Credit Profile

One of the disadvantages of most debt relief programs is that consumers have to endure pestering calls from collection agencies and collection attorneys. Per the FDCPA, third-party collectors MUST STOP all collection efforts, communications and reporting to credit bureaus until they properly verify disputed accounts. Our resolution method puts an end to those harassing calls and provides considerable emotional relief to the consumer.
Consumers cherish the possibility of an unblemished credit report and most are concerned with further damaging their credit when considering current debt relief programs. Some traditional debt relief programs offer credit repair services as a complement for an additional charge in efforts to alleviate consumer concerns. Although Universal Support Solutions does not provide credit repair services, our thorough approach ensures that derogatory postings are minimized and often removed, with the exception of those postings from the original creditors.

The most unique attribute of Universal Support Solution’s Validation Program is the statutory laws used as the basis on which the debts are resolved. Federal laws such as the FDCPA (1977) and the FCRA (1970) collectively outline consumer credit rights and protections. Consumers enrolled in our Validation Program benefit from Universal Support Solution’s knowledge and expertise that have been refined and proven over the past seven years.

What We Do

While Universal Support Solutions does not settle, consolidate or provide credit card counseling, we can help you verify the validity of your unsecured debts by using the rules and regulations of the Fair Debt Collection Practices Act (FDCPA). It is your right to request verification of debts from third-party collectors such as collection agencies and collection attorneys. The validation process can be laborious and tedious, but you have nothing to fear with our experts on your side.

Getting Started is Simple

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